Capital One Bank Settlement- Millions of people are now at danger of financial losses and data breaches as a result of the recent increase in cyberattacks, with Capital One’s data breach in 2019 being one of the most major examples, affecting over 100 million people. The Capital One Settlement resulted from a class-action lawsuit, with a $190 million compensation due in December 2021 to compensate consumers affected by the data breach.
Capital One Bank Settlement 2025
In response to the data breach that exposed the private data of around 98 million US users, Capital One struck a settlement in 2025. In July 2019, Capital One disclosed that sensitive customer information, including names, addresses, Social Security numbers, and bank account information, had been impacted. Despite cybersecurity breakthroughs, the breach exposed flaws in Capital One’s IT system.
Capital One Bank Settlement 2025 Details
| Managing Authority | Capital One and U.S. Government |
| Name of Program | Capital One Data Breach Settlement |
| Country | USA |
| Settlement Amount | $190 million |
| Payment Date | After claim approval |
| Mode | EpiqPay or physical checks |
| Date of Breach | July 2019 |
| Category | Government Aid |
| Official Website | https://www.capitalonesettlement.com/ |
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About Capital One Settlement
In 2019, Capital One was hit by a massive data breach, compromising the personal information of over 100 million customers. In response to the breach, Capital One reached a settlement in 2025, agreeing to pay out $190 million to those affected by the incident. This article provides all the essential details about the Capital One Settlement, including the payment process, eligibility criteria, compensation amounts, and how to file a claim.
Capital One Settlement Payment Process
The Capital One Settlement aims to compensate consumers affected by the data breach, covering costs related to identity theft, fraud, and data security. Here’s how the settlement payment process works:
- Payment Methods: Eligible claimants will receive their compensation through the EpiqPay digital payment system. The settlement administrator will send an email from [email protected], providing claimants with instructions on how to access their payments.
- Unclaimed Funds: If any claimants do not access their payments through EpiqPay, unclaimed funds will be distributed via physical checks. This process will take two to four weeks after the deadline for digital claims.
- Payment Amounts: The settlement compensates individuals based on the financial losses they have experienced due to the breach, including data protection fees, fraud, and identity theft recovery.
Eligibility Criteria
To be eligible for compensation through the Capital One Settlement, claimants must meet the following requirements:
- S. Residency: Claimants must be U.S. residents who were Capital One applicants or customers at the time of the breach in July 2019.
- Affected Data: The breach must have exposed personal information, including names, addresses, Social Security numbers, and bank account details.
- Check Eligibility: To check whether they qualify, customers can visit the official Capital One Settlement website or contact the Settlement Administrator at 1-855-604-1811.
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Compensation Amounts
Individual claimants can receive up to $25,000 as part of the $190 million settlement. The compensation is intended to cover:
- Costs related to data protection
- Fraud prevention
- Identity theft recovery
Additionally, claimants can seek $25 per hour for up to 15 hours to compensate for time lost dealing with the consequences of the breach. In total, the settlement offers financial relief for the extensive damages caused by the breach.
Filing A Claim for Capital One Settlement
To participate in the settlement and receive compensation, eligible individuals need to file a claim by following these steps:
- Visit the Official Settlement Website: Go to the official Capital One Settlement website to begin the claim process.
- Fill Out the Online Claim Form: Claimants must complete the claim form by entering their personal information and detailing the damages suffered due to the breach.
- Submit Supporting Documents: In some cases, individuals may need to provide documentation such as identity theft records or receipts for expenses related to the breach.
- Claim Confirmation: After submitting the claim, individuals will receive confirmation from the Settlement Administrator.
- Payment via EpiqPay or Physical Check: Upon approval, claimants will receive an email from EpiqPay with a link to access their compensation. Those who prefer physical checks will receive them at their registered address within two to four weeks after the digital claim deadline.
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Final Words
The Capital One Settlement in 2025 provides an important opportunity for those affected by the 2019 data breach to receive compensation for their losses. Eligible customers who have had their personal information compromised can claim up to $25,000 for damages such as identity theft and fraud prevention. It’s crucial for individuals to submit their claims promptly and ensure they have provided the necessary supporting documentation to receive their compensation.
Capital One Bank Settlement FAQ’S
What is The Capital One Settlement?
It is a compensation program for consumers affected by the 2019 data breach, offering up to $190 million in payouts.
Who is Eligible for The Settlement?
U.S. residents who were Capital One customers during the 2019 breach and had their personal information exposed.
How will I Receive My Settlement Payment?
Payments will be made via EpiqPay or physical checks for those without a digital payment option.
How Can I File A Claim for The Settlement?
Visit the Capital One Settlement website, complete the online form, and submit necessary documentation to receive compensation.